Premier RV GAP programs are designed for customers who purchase a motorized recreational vehicle, travel trailer, camper or pop-up trailer included on the finance agreement.

Guaranteed Asset Protection (GAP) offers protection if the customer sustains a Total Loss of the financed Recreational Vehicle. The Premier Guaranteed Asset Protection (GAP) program cover the customer’s liability for the difference between the Outstanding Balance on the vehicle finance or lease agreement, and the settlement amount paid by the customer’s primary insurance carrier.

Underwriting Guidelines
Covered Collateral - The motorized recreational vehicle, travel trailer, camper or pop-up trailer included on the finance agreement.

• The maximum amount financed is $250,000 or 135% of the MSRP or NADA Retail Value.
• The term of the finance contract cannot exceed 240 months the GAP Agreement provides coverage for the first 84 months.
• The maximum amount payable under the GAP Agreement is $50,000.
• The vehicle cannot be older than 20 model years.
• Commercial Use exclusion.

NOTE: Please see a copy of the Customer Certificate and Dealer Agreement for a complete list of underwriting guidelines, terms, conditions, exclusions, and limits of liability. Restrictions may apply. Product availability may vary by state or country. For state availability please check with PDS Sales Support.

RV GAP is available in most debt waiver states and many insurance states. We offer the RV programs with the Premier Ultra benefit level only.